Tuesday, November 20, 2007

..Personal Finance..

Something I can't imagine myself doing .. Going to library , borrowing books, reading it at home.!!! OH MY!!! that's something I never even think about doing since ages and ages ago.. haha but well.. as the saying goes..
inside book got house of gold (书中自有黄金屋 ),
inside books got beautiful girl like jade.. (书中自有颜如玉)
hahaha.. so i gonna recommend you a good book try borrow it somewhere and read on it if u landed yourself the same state of mine haha.. lol..



Some quotes i quite like in the book.. like..
A Penny saved is a Penny Earned haha..

actually.. when somehow u grow up .. birthday passing yr by yr.. looking at your peers and etc etc.. u begin to wonder what do you really want in life.. Are we giving our self sometime to draft out what will we be doing in the next 5 yrs? are all these well planned? I've been thinking it through and through.. what are we pursuing? Are we being too materialistic? or should i say the world has materialize us..

Since ages past.. I been wanting to get something like a PDA phone.. all my close ones knows that.. wow cool, stylish, full of function.. but the question posting back to you is.. do you really really need it? given a scenario you dun have it.. can your life still continue on? ya i agree, might be of a little hassle but nevertheless.. lets put it this way is it a want or a need? all humans wan thing tat look nice on them.. that i agree... but first thing we gonna ask our self.. can we afford it? if we cant den don't.. if after we buy it we gotta starve our self for days.. den whats the point of owning it.. because you are squeezing your wallet dry for thing you don't really need ya?

Let me share something with you.. there was once a average income family went to an outing together, after some browsing on the electronics gadget in the mall.. the son whom is in primary 1 pointed out Cannon Professional Series Camera that cost around $2200.00 and told his dad he wants it for his project that due on next week as the teacher hope they could get some pictures in doing of their family tree.. Aren't we like the kid? Wanting things that are expensive, looks cool but doesn't really serve the purpose of the item.. Why are people buying Toyota Harrier and make it looks like Lexus RX? Why are people buying Ferrari when they could buy just a Toyota? Some might argue that its for their image and etc etc.. Seriously ask yourself.. is that really a need for your status or for your ego? Do you hope someones goes up to you and say "hey your wheels look damn cool?" you seriously don't? Seriously?

Actually Ego is not a tag that dedicated to guys only.. it applied to all of us.. we always wants to look good or better then others.. outshine ourself.. trying to be different and look nice.. hoping someone will be marveled over your possession? In a nutshell.. Think again.. before you rush to the cashier, pull out your wallet and use your hard earned money.. Of course, I'm not encouraging miser.. haha.. but what I can say is "Buy Within Your Means, Spend Within Your Needs"

Yeah 12 Days more and I shall see you guys back.. I miss you all!!! Its a great joy to see your loved ones coming back from overseas.. One is my long standing buddy another one is my dearly beloved B!! hahaha.. That shall be my happiest day!!